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Certificate IV in Music Industry CUA40915
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VET Student Loans Calculator
VET STUDENT LOANS CALCULATOR
This course is eligible for a VET Student Loan from the Australian Government to assist you with paying for your tuition fees. Your initial debt amount (including the loan fee, if applicable) plus indexation must be paid back once you start earning over a certain amount. The compulsory repayment threshold for the 2019-20 income year is $45,881.
This course is eligible for a VET Student Loan from the Australian Government to assist you with paying for your tuition fees. Your initial debt amount (including the loan fee, if applicable) plus indexation must be paid back once you start earning over a certain amount. The compulsory repayment threshold for the 2019-20 income year is $45,881.
| Tuition Fee ? ? ? |
| VET Student Loans Cap ? |
| 20% Loan Fee ? |
| Initial Debt Amount ? |
| Gap (tuition fee minus loan) ? |
| Total Cost ? |
| Indexation Rate ? |
For more information, visit Department of Employment, Skills, Small and Family Business or StudyAssist.
For more information, visit Department of Employment, Skills, Small and Family Business or StudyAssist.
VSL Eligibility Tool
VSL Eligibility Tool
This course is eligible for a VET Student Loan from the Australian Government to assist you with paying for your tuition fees. Your initial debt amount (including the loan fee, if applicable) plus indexation must be paid back once you start earning over a certain amount. The compulsory repayment threshold for the 2019-20 income year is $45,881.
- Question 1
Citizenship - Question 2
Age - Question 3
Course & Provider - Question 4
FEE-HELP limit - Question 5
Entry requirements - Question 6
Tax File Number - Question 7
Unique Student ID
Question 1: Citizenship
Are you:
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Based on your response, you are not eligible to access a VET Student Loan.
The VET Student Loans Program is only available to Australian citizens, qualifying New Zealand citizens, or permanent humanitarian visa holders who are residing in Australia.
You may wish to talk to your training provider to discuss alternative payment options for your studies or check with your local state or territory government for any state-based funding and assistance initiatives.
Your name:
Question 2: Age
Are you over 18 years of age?
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Don’t worry, you may still be eligible for a VET Student Loan. Students under the age of 18 will need to provide a parental consent form or specific evidence of their independence.
Not all courses and training providers are approved for the VET Student Loans (VSL) program, so your selections may not be listed below.
If your selections aren't listed, or you're simply not sure right now, you can leave these questions blank and go to Question 3 to check your overall VSL eligibility.
Question 3a: Approved course
What VET Student Loans approved course are you planning to study? ?
Question 3b: Approved provider
What is the name of the VET Student Loans approved training provider you intend to study with? ?
Note: If your provider is not listed, and you are studying at a Diploma level or above, it is likely that you will not be eligible for student payments from Centrelink. You must be studying an approved course at a provider that is approved for VET Student Loans to get student payments from Centrelink.
Question 4: FEE-HELP limit
Have you previously accessed FEE-HELP, VET FEE-HELP or VET Student Loans? ?
Question 4a: FEE-HELP Balance
Do you have enough FEE-HELP balance remaining (this is the amount of FEE-HELP limit you have available to you)? ?
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You are not currently eligible for a VET Student Loan as you have indicated that you have reached your FEE-HELP limit. You may wish to talk to your training provider to discuss alternative payment options for your studies.
Note: New loan limit arrangements commence from 1 January 2020. These changes may affect your eligibility on this requirement. Complete this tool and download your VSL Eligibility Tool Report for more information.
Question 5: Entry requirements
Have you completed:
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Don’t worry, you can complete a literacy and numeracy test with your training provider. Contact your provider for more details.
Question 6: Tax File Number
Do you have an Australian Tax File Number?
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You will need to have attained a TFN, or be able to provide evidence of your application for a TFN from the ATO, by the time you apply for a VET Student Loan with your chosen training provider.
Question 7: Unique Student Identifier
Do you have a Unique Student Identifier (USI)?
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You will need a USI in order to enrol in your course and receive your qualification or statement of attainment. You can create a USI here.
VET Student Loans Eligibility Report
Based on the answers you have provided you may be eligible for a VET Student Loan. Please download and take a copy of this report, along with any suggested documents, to your nominated approved provider.
Based on your answers to the following question(s), you are not currently eligible for a VET Student Loan:
- Question 4: FEE-HELP limit
- Question 6: Tax File Number
- Question 7: Unique Student ID
Important information
The information provided in this report should be used as a guide only. Your approved provider will discuss with you further student entry requirements you may need to complete before you can access a VET Student Loan.
If you would like to know how much debt you will incur and/or any additional tuition costs you might be expected to pay upfront, please use VET student Loans calculator.
VET Student Loans Eligibility Tool
This tool will help you check your eligibility for a VET Student Loan and should be used as a guide only.
Once you have completed the questions, take a copy of your report to your training provider along with the suggested supporting documentation.
For more information about VET Student Loans, please refer to the VET Student Loans information booklet.