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|Tuition Fee ? ? ?|
|VET Student Loans Cap ?|
|20% Loan Fee ?|
|Initial Debt Amount ?|
|Gap (tuition fee minus loan) ?|
|Total Cost ?|
|Indexation Rate ?|
Based on your response, you are not eligible to access a VET Student Loan.
The VET Student Loans Program is only available to Australian citizens, qualifying New Zealand citizens, or permanent humanitarian visa holders who are residing in Australia.
You may wish to talk to your training provider to discuss alternative payment options for your studies or check with your local state or territory government for any state-based funding and assistance initiatives.
Are you over 18 years of age?
Don’t worry, you may still be eligible for a VET Student Loan. Students under the age of 18 will need to provide a parental consent form or specific evidence of their independence.
What VET Student Loans approved course are you planning to study? ?
What is the name of the VET Student Loans approved training provider you intend to study with? ?
Note: If your training provider is not listed, and you are studying at a Diploma level or above, it is likely that you will not be eligible for student payments from Centrelink. You must be studying an approved course at a training provider that is approved for VET Student Loans to get student payments from Centrelink.
Do you have enough HELP balance remaining (this is the amount of HELP limit you have available to you)? ?
You are not currently eligible for a VET Student Loan as you have indicated that you have reached your HELP loan limit. You may wish to talk to your training provider to discuss alternative payment options for your studies.
Note: Your HELP balance is renewable. Any compulsory or voluntary amounts that are repaid from the 2019-20 income year onwards can be re-borrowed, up to the HELP loan limit. Repayments will credit your available HELP balance once the Australian Taxation Office notifies the Department of the payment.
Complete these questions and download your VSL Eligibility Tool Report for more information.
Have you completed:
Don’t worry, you can complete a literacy and numeracy test with your training provider. Contact your provider for more details.
Do you have an Australian Tax File Number (TFN)?
You will need to have attained a TFN, or be able to provide evidence of your application for a TFN from the ATO, by the time you apply for a VET Student Loan with your chosen training provider.
Based on the answers you have provided you may be eligible for a VET Student Loan. Please download and take a copy of this report, along with any suggested documents, to your nominated approved provider.
Based on your answers to the following question(s), you are not currently eligible for a VET Student Loan:
Please view your VET Student Loans Eligibility Report for information on how you can become eligible.
The information provided in this report should be used as a guide only. Your approved provider will discuss with you further student entry requirements you may need to complete before you can access a VET Student Loan.
If you would like to know how much debt you will incur and/or any additional tuition costs you might be expected to pay upfront, please use VET student Loans calculator.
This tool will help you check your eligibility for a VET Student Loan and should be used as a guide only.
Once you have completed the questions, take a copy of your report to your training provider along with the suggested supporting documentation.
For more information about VET Student Loans, please refer to the VET Student Loans information booklet.