Certificate IV in Credit Management - FNS40111

Course Overview

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Description

This qualification reflects entry level job roles in credit management that apply in a range of financial services sectors and to credit management functions in other industries.

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Student Outcomes

Students who graduate from VET courses are surveyed approximately 6 months after they have completed their training. For more information on the statistics provided in this section, including the different levels (course, field of education, all fields of education) of data available please select the Learn more button below.

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Satisfied with Training

Percentage of graduates in the Management and Commerce field who were satisfied with the training (Certificate IV).

Improved Work Status

Percentage of graduates in the Management and Commerce field who started/expanded a business or who have a new job, more highly skilled work, a promotion or higher pay (Certificate IV).

Salary

The middle of the range of salaries earned by graduates in the Management and Commerce field starting their first ever full-time job after graduating (Certificate IV).

Jobs

Graduates of the Management and Commerce field (Certificate IV) are most often employed as:

33.2%

Clerical and Administrative Workers

18.4%

Professionals

16.3%

Managers

Industries

Graduates of the Management and Commerce field (Certificate IV) are most often employed in:

14.3%

Rental, Hiring and Real Estate Services

11.7%

Health Care and Social Assistance

10.1%

Financial and insurance services

All statistics are supplied by the National Centre for Vocational Education Research.

Financial Assistance

The federal, state and territory governments provide financial incentives and support for vocational education and training students to help them gain the skills required to secure and maintain rewarding and sustainable employment.

There are programs for all kinds of students; apprentices and trainees, new job starters, those re-entering the workforce, retraining for a new job or upgrading their skills for an existing job.

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Subsidised Training

State and territory governments dedicate funds to reduce or, in some cases, fully cover tuition fees for VET students who wish to study certain courses.
Unfortunately, no subsidies are currently available for this course.

VET Student Loans

Certain courses are eligible for a VET Student Loan from the Australian Government to assist students with paying tuition fees. The initial debt amount (including the loan fee, if applicable) plus indexation must be paid back once the loan recipient starts earning over a certain amount. Compulsory repayment threshold information is available on the Australian Taxation Office (ATO) website.

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Australian Apprenticeships

Australian Apprenticeships (also known as apprenticeships and traineeships) combine work with training in a nationally recognised qualification. Australian Apprenticeships are available to anyone of working age and offer opportunities to learn new skills and be paid in over 500 different jobs.

Unfortunately, this qualification is not currently available as an Australian Apprenticeship.

Australian Apprenticeships Pathways

Units & Packaging

12 units must be achieved:

9 core units

plus 3 elective units.

3 elective units may be selected from the elective units listed below or any other qualification at Certificate IV level within the FNS training package.

2 elective units may be selected from the elective units listed below, any endorsed Training Package or accredited course. Elective units may be selected from a Certificate III, Certificate IV or Diploma qualification.

Elective units must be relevant to the work outcome, local industry requirements and the qualification level.

Core units of competency:

FNSCRD401A Assess credit applications

FNSCRD402A Establish and maintain appropriate securitisation

FNSCRD403A Manage and recover bad and doubtful debts

FNSCRD404A Utilise the legal process to recover outstanding debt

FNSCRD405A Manage overdue customer accounts

FNSCUS402A Resolve disputes

FNSINC401A Apply principles of professional practice to work in the financial services industry

FNSORG401A Conduct individual work within a compliance framework

FNSRSK401A Implement risk management strategies

Elective units of competency:

FNSACC401A Process business tax requirements

FNSCNV506A Establish and manage a trust account

FNSCRD503A Promote understanding of the role and effective use of consumer credit

FNSRSK502A Assess risks

BSBCCO203A Conduct customer contact

BSBCMM301B Process customer complaints

BSBCUS403B Implement customer service standards

BSBFIA401A Prepare financial reports

BSBMGT405A Provide personal leadership

BSBOHS201A Participate in OHS processes

BSBSMB407A Manage a small team

BSBWOR402A Promote team effectiveness

BSBWOR501B Manage personal work priorities and professional development

Training Providers

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USI

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Labour Market

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